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One of the most difficult things to do with regard to credit is to improve your scores once they have dropped. It doesn’t matter if it is because of late payments, balances on credit cards being too high or something else. There are two main reasons for this...

Depending on your credit score and your buying habits, you might receive a few or a lot of pre-approved offers in the mail. But there is something else that determines whether or not you get them. Pre-approved doesn’t necessarily mean that you will get credit or that...

April 20, 2020   It's no secret that the credit scoring models used to generate your credit scores were created for a purpose. The original purpose was to determine the likelihood of having a 90-day late payment within the next two years. Clearly, credit scores...

April 17, 2020   For the past couple of months, a day hasn't gone by that didn't contain COVID-19 in our everyday conversations. While this is distracting at the very least, there are other effects besides people getting sick and the economy being mostly shut...

March 31, 2020 Crack My Credit: A New Course!   I realize that a new course doesn't necessarily excite everyone but if the content is really great, it should. That is exactly what I am working on right now: a great course that will teach you more about credit...